Philadelphia Medicare Initial Enrollment Period

Allen Heffler, Medicare advisor in Philadelphia explains Medicare Initial Enrollment Period: It is very important to understand how and when to enroll in Medicare. Medicare has an Initial Enrollment Period that begins three months prior to you turning 65, the month of you turning 65 and three months after you turn 65. It is during this time period that you are able to enroll into Medicare Part A and Medicare Part B, based on Medicare’s Initial Enrollment Period.
If you are already receiving Social Security benefits, you should automatically be enrolled into Medicare Part A & B. You should not have to sign up for Medicare. You should receive your red white and blue Medicare card approximately three and a half months prior to the first of the month of your 65th birthday.

If you are not receiving Social Security benefits and you wish to get onto Medicare you need to be pro-active and enroll in Medicare Part A and Part B during the Initial Enrollment Period. You can do this by going to your local Social Security office or you can go online at www.ssa.gov. It is a good idea to be early; start the process to or three months prior to your birthday month to insure a smooth transition into Medicare without delays. A note of caution: if you delay Medicare Part B, there could be penalties and limited times to enroll (an exception to this is if you have health coverage based on current employment). All of this can be quite confusing. Allen Heffler President of MyMedicareAdvisor located in Philadelphia can help. He is a local Medicare broker and can answer any questions that you have. Just call (215) 658-1776.

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